When Oliver Crane moved into Alderbrook Hollow, a quiet neighborhood outside of Portland, he imagined a peaceful life. His backyard sloped down toward a calm lake surrounded by birch trees and cattails that whispered whenever the wind passed through. Each morning he would step out to his small wooden dock, untie his twenty-one-foot skiff, and drift across the mirror-like surface with a cup of coffee and a fishing rod. It was his favorite ritual, the one part of his day that felt untouched by the noise of the world.
Oliver kept to himself. He did not join community barbecues or attend homeowners’ meetings. Solitude suited him. That changed one Friday afternoon when he opened his mailbox and found an envelope marked with the Alderbrook Estates HOA seal.
“Mr. Crane,” the letter read, “your vessel violates community regulations. Boats must be stored out of sight when not in use. Failure to comply will result in penalties.”
At first, Oliver laughed. His boat was clean and neatly covered, hardly an eyesore. He thought it was a clerical error until three days later a woman appeared at his door.
“Mr. Crane,” she said briskly, holding a clipboard, “I am Margaret Fields, vice president of the HOA. We have received complaints about your boat. It needs to be removed from the dock immediately.”
Oliver frowned. “Removed? It is sitting on my dock, not blocking anyone’s view.”
Margaret’s tone sharpened. “Rules are rules. You have ten days to comply. If not, the HOA will arrange removal.”
Oliver thanked her politely, closed the door, and stood still for a moment. Then he walked to his study and pulled out a leather folder. Inside was the deed to his property. He smiled as he reread the papers. The lake, Alderbrook Lake itself, was listed under his ownership. Years ago the developer had sold the surrounding land to build homes but had never transferred ownership of the lake. When Oliver purchased his house, he had also bought the lake. The water, the fishing rights, and the dock all belonged to him.
The HOA had no idea. They had been collecting small fees from the neighborhood fishing club, pretending the lake was community property. Oliver decided he would not write a letter. He would attend the next HOA meeting instead.
The meeting was held in the clubhouse. Folding chairs filled the room, and the smell of coffee lingered in the air. Margaret sat at the front beside the other board members. The discussion moved from lawn heights to mailbox colors, and then Margaret looked up and noticed Oliver sitting quietly near the back.
“Mr. Crane,” she said, “since you are here, let us address your violation. The boat must be removed from the dock. The community regulations are clear.”
Oliver stood and spoke calmly. “I believe there is a misunderstanding about the lake.”
Before he could explain, another board member named Peter interrupted. “There is no misunderstanding. The lake belongs to Alderbrook Estates, which means the HOA has authority over it.”